:root{--navy:#12263f;--navy2:#1c3a5e;--orange:#e8762c;--cream:#f7f4ee;--ink:#1d2430;--mute:#5b6675;--line:#e3ddd2;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Source Sans 3",system-ui,sans-serif;color:var(--ink);background:var(--cream);line-height:1.65;font-size:17px}
h1,h2,h3,h4{font-family:"Archivo",sans-serif;line-height:1.15;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}h2{font-size:clamp(1.7rem,3.2vw,2.5rem);margin-bottom:.6em}h3{font-size:1.25rem;margin-bottom:.4em}
a{color:var(--navy2)}img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.topbar{background:var(--navy);color:#cfd8e3;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 22px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
header.site{position:sticky;top:0;z-index:50;background:rgba(247,244,238,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
header.site.scrolled{box-shadow:0 6px 24px rgba(18,38,63,.08)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:42px;height:42px}
.brand b{font-family:Archivo;font-size:1.1rem;color:var(--navy);line-height:1.1}.brand small{display:block;font-size:.72rem;color:var(--mute);letter-spacing:.08em;text-transform:uppercase}
nav.main{display:flex;gap:24px;align-items:center}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;position:relative}
nav.main a:not(.btn)::after{content:"";position:absolute;left:0;bottom:-4px;height:2px;width:0;background:var(--orange);transition:width .25s}
nav.main a:hover::after,nav.main a.active::after{width:100%}
.btn{display:inline-block;background:var(--orange);color:#fff!important;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(232,118,44,.35)}
.btn.ghost{background:transparent;border:2px solid #fff}
.burger{display:none;background:none;border:0;font-size:1.8rem;color:var(--navy);cursor:pointer}
.hero{position:relative;min-height:600px;display:flex;align-items:center;color:#fff;overflow:hidden}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;animation:zoom 18s ease-out forwards}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(95deg,rgba(18,38,63,.93) 0%,rgba(18,38,63,.7) 50%,rgba(18,38,63,.15));z-index:1}
.hero .wrap{position:relative;z-index:2}.hero h1{color:#fff;max-width:640px}.hero p{max-width:560px;font-size:1.2rem;margin:18px 0 28px;color:#e2e8ef}
.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--orange);margin-bottom:12px}
@keyframes zoom{from{transform:scale(1.12)}to{transform:scale(1)}}
.pagehead{background:var(--navy);color:#fff;padding:70px 0 60px;position:relative;overflow:hidden}
.pagehead h1{color:#fff}.pagehead p{color:#cdd6e1;max-width:680px;margin-top:10px}
.pagehead::after{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border-radius:50%;border:40px solid rgba(232,118,44,.18)}
.crumbs{font-size:.88rem;color:#9fb0c4;margin-bottom:10px}.crumbs a{color:#fff}
section{padding:80px 0}section.alt{background:#fff}
.grid{display:grid;gap:26px}.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:transform .3s,box-shadow .3s}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 40px rgba(18,38,63,.1)}
.ico{width:48px;height:48px;border-radius:12px;background:#fdeee3;color:var(--orange);display:grid;place-items:center;margin-bottom:14px}
.ico svg{width:26px;height:26px}
.photo{border-radius:var(--r);overflow:hidden}.photo img{width:100%;height:100%;object-fit:cover;transition:transform .6s}.photo:hover img{transform:scale(1.05)}
ul.check{list-style:none;margin:14px 0}ul.check li{padding-left:28px;position:relative;margin:8px 0}
ul.check li::before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--orange);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/contain no-repeat}
.steps{counter-reset:s}.step{position:relative;padding-top:56px}.step::before{counter-increment:s;content:"0" counter(s);position:absolute;top:0;font-family:Archivo;font-size:2.4rem;font-weight:800;color:var(--orange);opacity:.85}
.band{background:var(--navy);color:#fff;padding:60px 0}.band h2{color:#fff}.band p{color:#cdd6e1}
.band .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
details summary{cursor:pointer;font-weight:700;font-family:Archivo;color:var(--navy);list-style:none;display:flex;justify-content:space-between}
details summary::after{content:"+";font-size:1.4rem;color:var(--orange);transition:transform .25s}details[open] summary::after{transform:rotate(45deg)}
details p{margin-top:10px;color:var(--mute)}
.legal h2{font-size:1.4rem;margin:34px 0 10px}.legal p,.legal li{margin-bottom:10px;color:#333}.legal ul{padding-left:22px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{font-weight:600;font-size:.92rem;display:block;margin:12px 0 6px}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #cfc7b8;border-radius:10px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--orange);border-color:transparent}
.info dt{font-weight:700;color:var(--navy);margin-top:14px}.info dd{color:var(--mute)}
footer{background:#0d1c2f;color:#aab7c7;padding:64px 0 24px;font-size:.95rem}
footer h4{color:#fff;margin-bottom:14px;font-size:1rem}footer a{color:#d7dee7;text-decoration:none}footer a:hover{color:var(--orange)}
footer ul{list-style:none}footer li{margin:7px 0}
.fbot{border-top:1px solid #22344b;margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s ease,transform .8s ease}.reveal.in{opacity:1;transform:none}
#cookie{position:fixed;left:20px;right:20px;bottom:20px;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 50px rgba(0,0,0,.18);padding:22px;z-index:100;display:none;animation:up .5s ease}
#cookie p{font-size:.93rem;color:var(--mute);margin-bottom:14px}#cookie .btn{padding:9px 18px;font-size:.92rem}
#cookie .btn.sec{background:#eef1f5;color:var(--navy)!important}
@keyframes up{from{transform:translateY(40px);opacity:0}}
#totop{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;border:0;font-size:1.3rem;cursor:pointer;opacity:0;pointer-events:none;transition:opacity .3s;z-index:90}
#totop.show{opacity:1;pointer-events:auto}
.progress{position:fixed;top:0;left:0;height:3px;background:var(--orange);z-index:200;width:0}
.stat b{display:block;font-family:Archivo;font-size:2.3rem;color:var(--orange)}
.notice{background:#fdeee3;border-left:4px solid var(--orange);padding:16px 20px;border-radius:8px;margin:20px 0}
@media(max-width:900px){.g2,.g3,.g4{grid-template-columns:1fr}.burger{display:block}nav.main{position:absolute;top:74px;left:0;right:0;background:var(--cream);flex-direction:column;padding:20px;border-bottom:1px solid var(--line);display:none}nav.main.open{display:flex}form .row{grid-template-columns:1fr}.hero{min-height:520px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}